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Don’t be fooled by the term “marine” in inland marine insurance, a kind of insurance that covers property shipped over land.

What is Inland Marine Insurance?

Don’t be fooled by the term “marine” in inland marine insurance, a kind of insurance that covers property shipped over land. The coverage was first offered by ocean marine insurers, so the word “inland” distinguishes it from cargo shipped by sea.

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Business income insurance, also known as business interruption insurance, is a type of coverage that replaces lost business revenue due to a covered loss or “peril.”

What is Business Income Insurance?

Business income insurance, also known as business interruption insurance, is a type of coverage that replaces lost business revenue due to a covered loss or “peril.” The cause of the

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Workers’ comp serves as somewhat of a compromise. Employers assume liability for any work-related injuries or illnesses, regardless of who is considered at fault.

What Is Workers’ Compensation Insurance?

Workers’ comp serves as somewhat of a compromise. Employers assume liability for any work-related injuries or illnesses, regardless of who is considered at fault. And employees surrender their right to sue the employer for covered incidents, except in certain extreme cases.

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Personal umbrella insurance takes over when the liability limit on your standard personal insurance policies are maxed out.

What Is Personal Umbrella Insurance?

Liability lawsuits are unpredictable these days. Juries are increasingly giving outsized awards to plaintiffs. While homeowners and personal auto insurance offer liability protection, they usually aren’t designed to handle a big claim, such as permanent disability. A personal umbrella insurance policy can protect you from such over-the-top financial losses.

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Become familiar with umbrella insurance, why your business may need it, and how it differs from excess and regular insurance coverage.

What Is Commercial Umbrella Insurance?

You’ve probably heard of umbrella insurance, a type of coverage that protects you if a claim exceeds your insurance policy’s limits. But you might not be familiar with how it works, why your business may need it, and how it differs from excess insurance and regular insurance coverage.

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