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Dependent life insurance helps fill the gaps for funeral expenses and lost income when a family member who does not earn much income dies.

What Kind of Dependent Life Insurance is Right for You?

When people think of “life insurance,” they generally think of a policy that pays out upon the death of a family’s primary earner. But losses (like funeral expenses) are also incurred when someone else in the family dies, even if that person didn’t earn much or any income. Dependent life insurance can help fill these gaps.

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Having life insurance is a smart choice. Understand different types of policies and be aware of the death benefit.

Life Insurance 101

Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet a recent study by the Life Insurance Marketing and Research Association revealed that more than half of Americans do not have an individual life insurance policy, and 30% have no life insurance at all.

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Secure your family's financial future. Learn how to determine the amount of life insurance that is right for your family.

How to Calculate the Right Amount of Life Insurance

Life insurance is a vital investment to protect your loved ones if you pass away. It pays more than just
funeral expenses; it helps protect your family’s financial future. That’s why you can choose a wide range of death benefits, from around $100,000 to over $1 million. The higher the death benefit you choose, the higher your life insurance premium will be.

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