General Liability Insurance

- Risk Assessment Tool -

Does your Liability include Products and Completed Operations coverage?

Do your employees work on or near real or personal property your business does not own?

Does your employee drive their personal vehicle for business purposes, including running errands for the business such as lunch?

Are Defense Costs paid inside or outside the policy limits?

Do you have Cyber Liability coverage endorsed on your General Liability policy or covered separately?

Do you understand how to protect your data and your customers’ data using Cyber Liability best practices?

Do you have Employment Practices Liability coverage?

Are you protected in the event your employee sues your business for unfair hiring/firing/advancement practices?

Are you protected by Directors and Officers Liability coverage in the event the company is sued for alleged mismanagement?

Do you give advice? Do you need Professional Liability / Malpractice / Errors and Omissions Insurance?

Do you work with motorized equipment not licensed for road use?

Does your policy include Liquor Liability and do you need this coverage if your business does not sell alcohol?

Do you know how and when to file a General Liability claim?

Do you have a business perpetuation plan in place and funded?

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