Personal Insurance

- Risk Assessment Tool -

Are all names on the titles of all vehicles listed on the policy?

Are all household residents with drivers licenses and all REGULAR drivers listed as drivers on the policy? (Regular is defined as using a vehicle 12 or more times a year.)

Does anyone drive a company car? Does anyone use a personal car for delivery services (pizza) or Uber or Lift?

Do you understand why you may need GAP coverage for your vehicle loan?

Do you need rental car coverage or emergency roadside assistance coverage?

Do you tow toys such as boats, travel trailers, motorcycles / four wheelers etc?

Do you own or rent your home? Are you aware of the discounts available to insure both your home and auto with the same carrier?

Is your roof less than 10 years old?

Do you understand the difference between RCV vs ACV and how each would affect your payment should you have a covered loss?

Do you have a pool, trampoline, diving board, slide, fence, dog, or business on premises?

Do you need special coverage for jewlry, guns, silverware etc?

Are you aware that flood and earthquake coverage are not included in your home coverages and must be purchased separately?

Do you understand why you may need Umbrella liability coverage?

Have you had any home or auto claims or accidents or tickets in the last 5 years?

Do you smoke or use smokeless tobacco products?

Is your family properly protected with life or disability insurance should an event occur?

First Name

Last Name

Company Name

Phone