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Workers' Compensation Insurance
- Risk Assessment Tool -
Are the states where you WORK and HIRE employees listed in 3A on your policy?
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Yes
No
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Does your employee perform multiple tasks?
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Yes
No
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Do you have a training manual?
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Yes
No
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Should you drug test?
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Yes
No
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Has COVID affected your workplace?
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Yes
No
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Do you know how to reduce your premium by protecting your mod?
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Yes
No
Unknown
Do you know that owners may be excluded on some policies?
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Yes
No
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If owners are excluded, do they have Disability and Life Insurance?
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Yes
No
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Do you obtain Certificates of Insurance before contracting with any subcontractors?
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Yes
No
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Do you understand how your policy will be audited after 12 months and may increase or decrease?
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Yes
No
Unknown
Does your current agent offer an OSHA certified consultant?
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Yes
No
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Do you know how and whom to report a claim?
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Yes
No
Unknown
Do you have a business perpetuation plan in place and funded?
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Yes
No
Unknown
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