Specialty Liability

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find the coverages that are right for you.

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As mentioned with your General Liability protection, many Specialty Liability coverages are becoming more and more important in today’s environment. Liquor Liability Insurance has expanded greatly due to the expansion of local brewers and subsequent businesses that now sell alcohol. Coverages such as EPLI – Employers Practices Liability Insurance and Cyber Liability Insurance are becoming almost mandatory to protect your business. Also, you may need Management Liability or D&O (Directors and Officers Liability) coverage depending on how your business entity is setup and managed. In addition, Professional Liability / Errors and Omissions (E&O) Liability / Malpractice Liability Insurance are mandatory in many classes of business and in many cases are expensive or difficult to find especially if you have experienced recent claims. Finally, Umbrella Coverage or an Excess Liability policy is needed to guard against those major incidents where loss of life or disability are the result. Take the Aligned Insurance risk assessment to determine if your business has these exposures, or better yet, call one of our agents today and have a serious conversation that if not handled properly, can be disastrous for your business.