Latest News

from aligned insurance

Personal umbrella insurance takes over when the liability limit on your standard personal insurance policies are maxed out.

What Is Personal Umbrella Insurance?

Liability lawsuits are unpredictable these days. Juries are increasingly giving outsized awards to plaintiffs. While homeowners and personal auto insurance offer liability protection, they usually aren’t designed to handle a big claim, such as permanent disability. A personal umbrella insurance policy can protect you from such over-the-top financial losses.

Read More »
Become familiar with umbrella insurance, why your business may need it, and how it differs from excess and regular insurance coverage.

What Is Commercial Umbrella Insurance?

You’ve probably heard of umbrella insurance, a type of coverage that protects you if a claim exceeds your insurance policy’s limits. But you might not be familiar with how it works, why your business may need it, and how it differs from excess insurance and regular insurance coverage.

Read More »